Cash Flow Isn’t a Report.
It’s a Signal.
Most real-world businesses don’t have a CFO. They manage cash in spreadsheets, react under pressure, and make decisions without forward visibility. We’ve spoken to dozens of operators—restaurants, retailers, distributors. The pattern is clear: problems show up too late. Not from neglect, but because the system doesn’t show what’s coming.
This is what changes when cash flow becomes a real-time signal.
From Pressure to Prediction
If you’ve ever stayed up late deciding which vendor to pay, how to make payroll, or whether to dip into reserves—you’ve felt the pressure of reactive finance.
Today’s balance doesn’t tell you next week’s position. And when a shortfall hits, choices shrink fast.
Operators aren’t making bad calls. They’re forced into them—because the system doesn’t give them time.
Where Tools Break Down
Bank accounts show your current balance. Nothing more.
Accounting systems show last month’s activity. Too late.
Spreadsheets are manual, error-prone, and out of sync.
Dashboards present data, but don’t guide decisions.
None of these tools answer: What’s likely to happen? And what should I do now?
What a Real-Time Signal Looks Like
When cash flow becomes a signal, it guides action:
“Balance projected to drop below $5K on the 18th.”
“$10K vendor payment may cause a shortfall. Extend $7K credit or shift payment by 3 days.”
“Software costs have risen 15% in 60 days. Flag for review.”
Not a dashboard. A system that sees, alerts, and recommends.
How Finz Makes It Work
Finz connects to your bank, sales, and accounting systems. It updates daily. Forecasts future positions. Flags risks. Simulates options. Triggers action. When a shortfall is coming, Finz moves early—by extending credit, reprioritizing payments, or adjusting timing.
This isn’t just about capital access. It’s about precision. Timing. Control.
From Reactive to In Control
Cash flow should work like radar. Always scanning. Always guiding. Finz turns static data into a live, decisioning layer that keeps operators ahead.
If you’re managing your business through spreadsheets and pressure, there’s a better way.
Finz is your AI CFO. Built for businesses without a finance team—but with decisions that can’t wait.