About

Who We Are

Finz is more than just an AI-powered credit card platform—it’s a contextual financial operating system designed specifically for small businesses. We’re on a mission to transform credit from a reactive, outdated process into proactive financial empowerment. At its core, Finz gives small business owners the financial foresight, support, and capital they need—without requiring a CFO.

Our Story

Finz was born from a deep personal frustration with a system that was never meant for fast-moving, cash-flow sensitive businesses. Many small businesses, despite their resilience and innovation, have been left to navigate rigid underwriting, delayed decisions, and one-size-fits-all credit models. We witnessed how these outdated systems forced owners to make critical decisions in the dark, struggling with spreadsheets and chasing capital just to keep the lights on. Inspired by real pain points—missed payrolls, cash crunches, and the constant stress of funding gaps—we reimagined what credit should be. Finz is the result of our determination to build a system that works with your business—using live data to create a financial safety net that anticipates problems before they happen.

Our Mission

We are rebuilding credit from first principles. With Finz, credit isn’t an afterthought or an application waiting to be processed—it’s an integrated, intelligent, and dynamic resource available exactly when you need it. Our mission is to help you:
See What’s Coming: Gain CFO-level visibility into your cash, forecasting your financial future with real-time insights.
Take Smart Action: Empower you with actionable recommendations that let you make the right decision at the right time.
Access Capital Instantly: Unlock just-in-time credit designed to bridge your short-term gaps—no forms, no delays, and no chasing.

Our Values

Transparency: We believe every small business owner deserves clarity about their finances.
Empathy: We understand the pressures of running a business without a dedicated finance team—our solutions are built with you in mind.
Innovation: We’re committed to leveraging advanced technology to transform traditional credit models into something that works for today’s dynamic marketplace.
Integrity: Our approach is rooted in honesty, fairness, and a commitment to empower business growth.

Our team is built on a foundation of deep financial expertise and bold technological innovation. With decades of hands-on experience at leading financial institutions and a relentless drive to rethink small business credit, we’re transforming frustration into forward momentum.

Join us in rewriting the rules of finance—and empower your business to grow on its own terms.