AI CFO for Small Business Owners
Know What’s Coming
Fund What’s Next
The AI-powered financial copilot that connects with your business systems to track cash flow in real time.
It sees shortfalls coming, recommends what to do next, and unlocks credit automatically—before business feels the squeeze.
01
Cash Flow Intelligence
Always know where you stand—today, next week, and beyond. Real-time cash flow forecasts, built for smarter planning.
02
Smart Financial Guidance
No more guesswork—or spreadsheet stress. Tells you what to pay, pause, or prioritize—right when it matters most.
03
Instant Credit Access
Credit that shows up before the crunch. Funding unlocks automatically—no forms, no friction, no delays.
Why We Exist
Finz was born from the system’s blind spots—where traditional credit fails modern businesses.
Rigid underwriting. Delayed decisions. One-size-fits-all products built for another era. And when revenue fluctuates, costs shift, or timing matters—owners are left without options.
It’s time credit worked the way small businesses actually run.
What We Deliver
A CFO-level view of your cash
Live visibility into your inflows, outflows, and timing gaps—so you can stay ahead, not just afloat.
Recommendations that drive action
Flags risks, surfaces priorities, and suggests what to pay, pause, or fund—before decisions pile up.
Your data earns the credit
Just-in-time capital, unlocked automatically when your numbers show you need it.
Before You Get Started
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Who is Finz for?
Finz is built for small business owners who manage cash flow daily—without a finance team. Whether you’re running a café, creative studio, services business, or growing online brand, Finz helps you stay ahead of shortfalls and access capital in real time.
How does it work?
Finz connects to your banking, payroll, and accounting tools in minutes. It monitors your cash position, forecasts what’s ahead, and offers guidance or credit when you need it—automatically.
What does it cost?
There’s no cost to use Finz. We only charge when you access credit—and even then, it’s transparent, fair, and built to keep you growing.
How is it different from other lenders?
Finz doesn’t rely on outdated scores or rigid terms. It uses live business data to make smart decisions—delivering just-in-time credit based on how your business actually performs.
Who can I reach out to for help?
You’ll get real support from real people—no ticket black holes or chatbot loops. Our team is here to help you stay funded, confident, and in control.
Built by Entrepreneurs, Backed by Experts
You’re not just getting a product—you’re getting a team that’s lived this problem. We’ve built businesses, faced the funding gap, and now we’re building Finz to fix it.